Home and mortgage calculators

Monthly private mortgage insurance on your loan, and the month you can cancel it at 80% or it ends at 78%.

Your new payment, monthly savings, break-even on closing costs and the lifetime cost of refinancing.

See how extra monthly, yearly or one-time payments move up your payoff date and cut interest.

Compare monthly payments and total interest on a 15-year and a 30-year fixed loan side by side.

What discount points cost, how much they lower your payment and how long until they pay off.

Loan-to-value and combined LTV for your home, plus how far you are from 80% and 90%.

Front-end and back-end DTI, compared with 28/36, FHA 31/43 and Fannie Mae limits.

How much house you can afford under the 28/36 rule, with your own property tax, insurance and PMI.

How much rent you can afford by the 30% rule, the 3x rent rule and the 40x rule.

Partial rent for a move-in or move-out month, by days in the month, a 365-day year or a 30-day month.

Net operating income and cap rate for a rental, with the property value at other cap rates.

Yearly pre-tax cash flow on a financed rental divided by the cash you put in.

Gross and net rental yield, plus a quick check against the 1% rule.

Debt service coverage ratio for a rental and the largest loan it supports at 1.0 to 1.35.