ROI calculator
Return on investment with fees and income included, plus the annualized ROI.
- ๐บ๐ธ US federal & state rules
Return on investment
+38.31%
Gain of $3,850.00
- Total put in
- $10,050.00
- Total got back
- $13,900.00
- Net gain
- $3,850.00
- Annualized ROI
- +11.42%
This is an example. Enter your numbers above and press the button to see your own result.
- Before taxes. Income and costs are added at face value, without timing.
Show the math
| Total put in | $10,000.00 + $50.00 costs = $10,050.00 |
|---|---|
| Total got back | $13,500.00 + $400.00 income = $13,900.00 |
| ROI | ($13,900.00 - $10,050.00) รท $10,050.00 = 38.308% |
| Annualized | (1 + 38.308%)^(1 รท 3) - 1 = 11.417% |
What to do next
How it works
Total put in is the amount invested plus extra costs. Total got back is the sale value plus any income received. ROI is the net gain divided by total put in.
When you enter the years held, the annualized ROI is (1 + ROI)^(1 รท years) - 1, the same as CAGR on those two totals.
Things to keep in mind
Simple ROI ignores when the money moved. If you added money in stages, the true yearly return will differ. Taxes on the gain are not included.
Frequently asked questions
How do you calculate ROI?
ROI = (what you got back - what you put in) รท what you put in. Putting in $1,000 and getting back $1,500 is a 50% ROI.
What is annualized ROI?
It spreads the total return evenly over each year with compounding. A 21% total return over 2 years is 10% a year, since 1.1 ร 1.1 = 1.21.
Should I include dividends and fees?
Yes. Dividends, interest and rent belong in the money you got back, and commissions or repair costs belong in what you put in. Leaving them out makes ROI look better or worse than it was.
What is a good ROI?
It depends on the risk and the time. Compare the annualized number against a safe option, such as a CD or Treasury bill yield, for the same period.